Terms and Conditions

These terms and conditions (the “Terms and Conditions”) constitute a legally binding agreement between you, the user, and us (the “Provider” or Twoquants GbR or “we” or “us” or “our”) and serve to explain the terms on which you may make use of our website (the “Website” or www.twoquants.com), including all of the contents and materials made available through it.

The information on this Website is for personal, non-commercial use only.

Please read these Terms and Conditions carefully before you start to use this Website, as these will apply to your use of this Website. We recommend that you print a copy of these Terms and Conditions for future reference.

By using this Website you confirm that you accept these Terms and Conditions and that you agree to comply with them. If you do not agree to these Terms and Conditions, you must not use this Website.

No Investment Advice

The Provider is a publisher. All content shown on this Website is for general informational purposes only. No information displayed on, or any material included in, this Website is investment advice of any kind. The Provider of this Website is Twoquants GbR (see imprint). Neither does the Provider make any investment recommendations, nor does the Provider intend to influence users of this Website in their personal investment decisions.

Visitors and users of this Website should not construe any information shown on, or any material included in, this Website as legal, tax, investment, financial, or other advice. Nothing contained on, or accessed through, this Website constitutes a solicitation, recommendation, endorsement, or offer by the Provider or any third party service provider to buy or sell any securities, or any other financial instrument, in any jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

Users of this Website are responsible for their own investment decisions.

The information shown on, and any material included in, this Website does not address the circumstances of any particular individual or entity. Nothing on this Website constitutes professional and/or financial advice, nor does any information on this Website constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. The Provider is not a fiduciary by virtue of any person’s or entity’s use of or access to this Website or any content that is made available through this Website. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other material on this Website before making any decisions based on such information or material. In exchange for using this Website you agree not to hold the Provider, its directors or any third party service provider which is connected to this Website liable for any possible claim for damages arising from any decision you make based on information or material made available to you through this Website.

Investment Risks

There are risks associated with the buying and/or selling of securities or any other financial instrument. When buying securities (e.g., stocks, bonds, ETFs, or mutual funds), the principal is at risk. The risk of loss is substantial when leveraged investment products or instruments are traded, or when securities or other financial instruments are sold short. There is substantial risk of loss when trading derivatives, or when trading futures contracts, options or currencies (FX) , and therefore investors and users of this Website should understand the risks involved in taking leveraged positions and must assume responsibility for the risks associated with such investments and for their results. You should carefully consider whether such trading is suitable for you in light of your circumstances and financial resources. You specifically agree and acknowledge that your use of this Website and any information made available through it is at your own risk.

Past performance is not necessarily indicative of future performance.

Website and Content not Warranted

This Website and any information made available through it are provided “as is” and without warranties of any kind. You, the user, bear all risks associated with the use of this Website and its content, including without limitation, any reliance on the accuracy, completeness or usefulness of any content, information or material available on or through this Website. The Provider and its directors, officers, partners, agents, representatives, suppliers and service providers, disclaim all warranties, express or implied, including without limitation, all warranties of title, non-infringement, accuracy, completeness, usefulness, and fitness for a particular use, and warranties that may arise from course of dealing or usage of trade.

Registration, Subscription, Account, and Password

In order to access contents of this Website which require a subscription, you will have to create an account and become a member. Subscription memberships are offered for a period of 12 months from the date of subscription and will be automatically renewed for a 12 month term at the expiry of the initial term (unless you cancel your membership prior to the automatic renewal taking place).

If you are not a member or subscriber, you may browse this Website but your access to certain parts of this Website may be restricted.

You must provide a valid payment method and other payment information at the time of ordering a subscription. Please refer to Fees, Automatic Renewal and Termination below for further billing information.

When you register (e.g., for services which are free of charge such as, for example, email newsletter or updates on blogs) or subscribe, you will be asked to provide a username and/or email address, a password and/or other pieces of information as part of our security procedures. You must treat such information as confidential. In particular, you are responsible for the privacy and safety of your password and you agree not to disclose it to a third party.

By becoming a member or subscriber (a) you agree to immediately notify us of any unauthorized use of your password, (b) you warrant that all information provided by you (whether at time of registration or afterwards) is accurate, true and complete at the time it is given; (c) you consent to the use of electronic means to provide you with any notices given pursuant to these Terms and Conditions, and (d) you consent to the use of electronic records to store information related to this Website.

The Provider has the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms and Conditions. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly contact us at contact@twoquants.com.

Fees, Automatic Renewal, and Termination

The day that you register or subscribe is the first day of your billing cycle. Your membership will be automatically renewed, and billing will occur annually on a recurring basis on the anniversary date of your registration or subscription. Our legal agreement with you will automatically renew and we, the Provider, will automatically take payment for the renewed term of the agreement or subscription.

We reserve the right to adjust the price of memberships and subscriptions at any time. By purchasing a membership or subscription, you authorize us, the Provider, to charge the applicable fee amount at the time of purchase or activation (at our discretion) and annually thereafter. We reserve the right to change our billing format so that it is based on a set annual date rather than on the membership or subscription renewal date, and in such event we will pro-rate the membership or subscription fee accordingly, and your continued membership or subscription will constitute our authority to charge the applicable fee amount according to any new billing format.

The Provider uses a third party company to perform membership and subscription payment functions on its behalf. In the event that we are informed by the third party payment company that your renewal fee has not been paid in full, you may be contacted by our third party payment company to rectify the payment issue and be asked to provide an alternative method of payment. In the event of a default in payment for any reason, the Provider reserves the right to cancel your membership or subscription at any time thereafter or to continue your membership or subscription until the payment default is resolved.

You may cancel your membership or subscription at any time by contacting us through one of the contact options provided on this Website, by sending an email to contact@twoquants.com, or by post or courier to the Provider (see imprint for address details). Your cancellation notice will be deemed effective as follows: (a) if sent by email or submitted through one of the contact options on this Website, then on the next business day, (ii) if sent by post, on the tenth business day following the date of posting, and (iii) if sent by courier service, on the business day following the courier service provider’s stated date of arrival.

We reserve the right to cancel your membership or subscription in the event of non-compliance with any part of these Terms and Conditions.

The Provider offers a 14-day trial period on annual memberships or subscriptions. During this 14-day trial period you can decide if you would like to continue with the membership or subscription or cancel. If you choose to cancel during the 14-day trial period, you will receive a full refund of the annual membership or subscription fee.

You will not be entitled to a refund of the annual membership or subscription fee in the event that your membership or subscription is terminated after the end of the 14-day trial period.

Limitation of Liability

Your exclusive remedy for dissatisfaction with this Website and its content is to stop using this Website and any information and material made available through it. The Provider and its directors are not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, loss of use, loss of data, or loss of other intangibles. In particular, and without limitation, the Provider and its directors will not be liable for damages of any kind resulting from your use of or inability to use this Website and any of its content.

While the Provider tries to maintain the integrity and security of this Website, the Provider does not guarantee that this Website and any of its content are or remain secure, complete or correct, or that access to this Website and its content will be uninterrupted or error free. This Website and its content may include inaccuracies and errors. Additionally, third parties may make unauthorized alterations to this Website and/or its content. If you become aware of any unauthorized third party alteration to this Website and/or its content, contact us through one of the contact options on this Website with a description of the issue.

Limited Right of Use

Users and visitors of this Website and its content are permitted to use the Website and its content for personal, non-commercial use only. The Website and its content are and shall remain the property of the Provider.

This Website and its content are protected by copyright, trademark, patent, and/or other intellectual property, proprietary, work product rights and laws. You, the user, may use this Website and its content for your personal, non-commercial use, provided that you keep intact all copyright, trademark, patent and other proprietary notices. Except as expressly authorized in advance by the Provider in writing, you agree not to reproduce, modify or create derivative works based on this Website, its content and any materials (e.g., Focus Reports, 2Q Premium Reports and 2Q Pro Reports) made available through it. You also agree not to sell, distribute, publish, display, reverse engineer, de-compile or dissemble, all or any part of this Website and any of its contents, including materials which can be accessed or purchased through this Website (e.g., Focus Reports, 2Q Premium Reports, 2Q Pro Reports). Twoquants GbR reserves the right to cancel your membership or subscription immediately should you, the user, be in violation of these terms, for example if you make paid-for content available to third parties.

Termination

The Provider, in its sole discretion, may terminate your access to, or use of, this Website and its content, at any time and for any reason. Your access to or use of this Website and its content, may be terminated without notice. The Provider shall not be liable to you or any third party for any termination of your access to this Website and/or its content.

Rules of Conduct

Your use of this Website and its content is conditioned on your compliance with the rules of conduct set forth here. You will not:

  • use the Website and/or its content or any material made available through the Website for any fraudulent or unlawful purpose
  • interfere with or disrupt the operation of this Website or the servers or networks used to make this Website and its content available, or violate any requirements, procedures, policies or regulations of such networks
  • restrict or inhibit any other person from using this Website and its content (including without limitation by hacking or defacing any portion of this Website and/or its content)
  • use the Website or its content to advertise or offer to sell or buy any goods or services without the Provider’s express prior written consent
  • reproduce, duplicate, copy, sell, resell or otherwise exploit for any commercial purposes, any portion of, use of, or access to this Website or its content
  • modify, adapt, reverse engineer, de-compile/disassemble any part of this Website or its content
  • remove any copyright, trademark or other proprietary rights notice from the Website or materials originating from it
  • frame or mirror any part of this Website or its content without the Provider’s express prior written consent
  • create a database by systematically downloading and storing content or information from this Website
  • use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine” or in any way gather content or information from this Website, or reproduce or circumvent the navigational structure or presentation of the Website without the Provider’s express prior written consent

Indemnification

By accessing and using this Website or its content, you agree to indemnify, defend and hold harmless the Provider (specifically including its directors, officers, owners, partners, employees, agents, information providers, licensors and licensees) (collectively, the “Indemnified Parties”) from and against any and all claims, losses, costs and expenses (including attorneys’ fees) arising out of or relating to (a) any breach (or claim, that if true, would be a breach) by you these Terms and Conditions and (b) your use of or activities in connection with the Website. The Provider reserves the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You shall not enter into any settlement agreement which affects the rights of any of the Indemnified Parties or requires the taking of any action by any of them, without our prior written approval.

Acceptance of Privacy Policy

Users of this Website accept the Provider’s Privacy Policy.

Third Party Links

Where this Website contains links to other websites and/or resources provided by third parties, these links are provided for your information only. We have no control over the contents of those websites or resources.

Viruses

We do not guarantee that this Website will be secure or free from bugs or viruses.

You must not misuse this Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to this Website, the server on which our Website is hosted and stored, or any server, computer or database connected to this Website. You must not attack this Website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you may commit a criminal offence. The Provider will report any such breach to the relevant law enforcement authorities and the Provider will cooperate with those authorities by disclosing, where possible, your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

Linking to this Website

You may link to this Website, provided you do so in a way that is fair and legal and does not damage the reputation of the Provider or its directors, or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on the part of the Provider where none exists.

The Provider reserves the right to withdraw this linking permission without notice.

Governing Law and Jurisdiction

Use of this Website shall be governed by and construed in accordance with German law and any dispute arising in relation to this Website, its content, any materials made available through it, and any goods or services offered by the Provider, is subject to the jurisdiction of the German courts.

Changes to these Terms and Conditions

The Provider may amend these Terms and Conditions at any time in its discretion by posting revisions on this Website.

Contact

You may contact the Provider through any of the contact options provided on this Website, or by sending an email to contact@twoquants.com.